01Step one
Drop in the statements you already have.
Export from each card’s website and drop the files in. Several cards, several people, one place. The same statement twice is politely refused.
Your household’s spending, finally explained.
Import your credit card statements, sort every purchase once, and see each month at a glance. Private by design: your statements stay on your Mac.
Free · macOS 13 or later · Apple Silicon and Intel · No account needed
02Step two
Tell it about each shop once.
SpendLens turns bank gibberish into names. Pick a category right on the row: it saves at once, sticks for next month, and can always be undone.
03Step three
See the month, plainly.
Totals by category and by person, with refunds counted properly. Open a category to see where it went. No budgets to maintain, no charts to decode.
04Optional · AI suggestions
Let AI suggest the rest.
Allow AI suggestions and SpendLens proposes a category for shops it can’t place on its own. It sends the business name, like IKEA, or the statement line for a shop it doesn’t recognize, which can include a city and store number. Never the amount, the date, the card, or who bought it. A suggestion stays a suggestion until you accept it.
Throughout
Your statements stay on your Mac.
No account and no bank password. Nothing is sent for AI suggestions until you agree to it, and everything else works without the internet.
- No account
- No bank password
- No statement uploads
Try it on last month.
Free · macOS 13 or later · Apple Silicon and Intel · No account needed